When I was in college, my parents would visit me occasionally on campus and before they would leave, my mother or father would reach into their pocket and pull out a $20 or $40, if I was really lucky, and tell me to use it wisely. They didn’t have a ton of money so it was always appreciated.
I would make the money last as long as possible.
When we visit my son in college, I always ask him before we leave how he’s doing and I’ll inevitably pass along a few bucks via a mobile payment app. I tell him that I want him to be responsible, but I also don’t want him worried about money like I sometimes found myself.

Out come the Andrew Jacksons
When I think about my cashless experience now, I’m amazed to think how times have changed. We used to use cash for everything. I liked having lots of Alexander Hamiltons, but Andrew Jackson was preferred. For those not in the U.S., Jackson’s image is on the $20, Hamilton on the $10, Abraham Lincoln on the $5 and poor George Washington on the dollar.
Now I can’t remember the last time I used the green stuff. Oh, scratch that, I actually do remember. Earlier this summer, we went to a wedding with an open bar and I wanted a few dollars to tip the bar tender, so we stopped quickly at an ATM machine. Before that, it’s been a while. A very long time.
My last visit to an automatic teller machine to withdrawal cash was such a long time that it took me a second to remember my pin number. As I waited for my money to whirl out of the machine, I found it surprising we even use pin numbers anymore. Where’s the new technology? Where’s the DNA sampling or Biometric Eye Recognition Scanning?
A big reason that I don’t use cash as much is the ease. Hello Jetsons. I’ve entered your world.

Free cash
Oh, I’m not passing my nose up at free cash if anyone want’s to give me some. I’ll take all the paper money in the world if you want to give it to me. No, I’m just amazed at how far we’ve come.
As a kid, I used to keep all my money in a little yellow bank in my room. I loved adding to it and counting it out. I would forget the combination on the kid bank, but if you pushed the door in enough, it would still open up. Yea, I learned my bank robbing lessons at an early age. Hello Bonnie and Clyde.
Despite the door issues, I liked adding to my little stash. I would collect coins left around the house and add them to my loot. Yes, “finders keepers, loser weepers.” I guess I somehow thought that my stash might multiply on its own. Now I check my financial accounts online and watch them go up and down digitally. It still has the same power.
Yes, yes, times have changed, but maybe, that’s good too.
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My parents had no extra cash when I was in college. They still had kids at home.
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I had to take some pretty heavy duty loans but they would do what they could. I was always appreciative of whatever they could do to help.
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Times may have changed, but the joy of managing our finances remains.
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Yes, I just need to remind myself to keep perspective and balance. Thanks for reading!!!!
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I used cash yesterday to tip musicians performing at a live event. They had a Venmo sign up, but I don’t use Venmo. Plus it was nice to look them in the eye and say “you guys sound great” when I drop my cash in their bucket.
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Tipping is a big one. I feel like tech has helped and hurt tipping. I definitely prefer to have the green stuff for that. And you’re right, always feels better to give the person cash versus the digital kind. 🙏🏼🤣😎😎😎😎
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Hello, Jetsons, I love it! I too don’t use cash much these days, Brian but I do keep a little bit of the paper stuff in my wallet. I pay all of my bills online too but I’m not so sure that a cashless society is a good thing. It makes it so much easier for Big Brother to track you.
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I like the option of cash or cashless. I worry about big brother but actually worry more about the hackers. It’s actually something I wish big brother did a better job protecting us
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I completely agree, Brian. A better use for the American tax payer’s dollars.
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Last time frantically searching for coins: parking at a meter without credit card options or paying with an app.
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Parking is always a problem!!!! Ha ha. I never have enough or the right coins. Or I don’t have the right parking app! 🤦♂️🤦♂️🤦♂️😎😎😎
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I hear ya.. At xmas i get some green stuff from clients and stash it.. lol but hide it.. Otherwise, I never have any. love the sentiments of sharing! ❣️
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Yes, I need to hide it from myself … ha ha, good plan Cindy!
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What an interesting topic! I used cash primarily until COVID, when stores stopped accepting it, and I’ve actually never used Venmo, Zelle, or other digital money apps.
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I like just using a card, but I can see where younger users might not pay off cc bills each month and could easily get into trouble!
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Yes, I know some people who have gotten themselves into big trouble by letting the debt mount! The reason I preferred cash is I had my identity stolen during the 2015 OPM data breach and it was such a nightmare to resolve that I wanted nothing to do with traditional banking after realizing how vulnerable it can be.
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Yes, I worry a ton about data too. What a nightmare!!!!
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I love your “Hello Jetsons” thought, Brian. True enough! But you’re right, sometimes cash IS king and you need some regular old paper money. 🥰
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For giggles, I had to just watch the opening theme song to The Jetsons! Oh, those were the days!
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Is there a line, “Jane, stop this crazy thing…” or something like that? Now you’ve got my wheels in motion! 😜
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Oh, you’ve got a great memory! At first, I was going to write no, because it wasn’t in the theme song. But the show had an ending song too and George says exactly that. Gold star for Vicki!!!
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Yay! Mindless trivia for the win! 😂
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I remember my boys when they were little and wanted to buy something that we couldn’t afford They would say “Go to the wall, Mom!” thinking that the ATM machines just handed out cash to everyone!! The magic money wall! This began our budgeting lessons! 😂🤣
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I want that kind of ATM. The one that just gives out $$$$ no questions asked. Sign me up!!!!💰💰💰💰😎😎😎
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🤣😂Yup!! The money wall!
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I’m ok cashless…
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I’m cashless most times, but I could see where it might be problematic for others. I still like cash for certain things. Crazy how times have changed!
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You’re a good parent, Brian. And your story is a touching reminder of how parents, generally, sacrifice so much for the care of their young.
I agree that I’ve also moved to paperless and am often caught surprised by places that only take cash payment!
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Yea, I would hate for either to go away. I still like the option of cash!!!💰 😎😎😎
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Great post. Yes, we gave up on cash years ago for most things. However I like to carry a little in my wallet for “just in case.” This gave me a laugh: “Where’s the new technology? Where’s the DNA sampling or Biometric Eye Recognition Scanning?”
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Oh, yes, where’s the technology? They actually expect me to remember my pin? C’mon, that’s too much!!!! 🤣🤣😎😎
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😅
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I kind of miss cash, something about seeing and stashing or holding it, made me feel like I was really stockpiling it, when I really wasn’t. I love the children in my pre-k class would have to learn the names of bills and coins, and thought they were cool, but also told me that ‘all you have to do is go the wall and push buttons and money comes out of the wall.’ atm’s -)
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The wall … wow! Ha ha. Yes, I still miss the real thing sometimes. I meant to write about how my mother would always have the lil envelope that the bank gave her when she made a withdrawal. It was like a little wallet within a wallet. Ha ha
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I’m always surprised at the cafes and donut shops near me that don’t take cash. I understand that it makes it easier at the end of the day but often it keeps my kids from trying out their hand to pay for something with their allowance money. I suppose I should go cashless with allowance… 🙂
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I’m with you Wynne, that was the biggest difference between our oldest and our youngest. My daughter had more places she could use cash that she earned with her allowance, our youngest, not so much. Kind of crazy.
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So interesting!
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I’ve started using cash again. Makes me more conscious of my spending.
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Yes, it does make you realize how much you waste money. At least for me, it does. Realize how it just sort of sneaks out of the house. Ugh.
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Oh yes. A tap or a slide and off that money goes. Then the statement comes and… what?!
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I still balance my checkbook each month. That can be awakening experience too. Ha ha
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I haven’t written a cheque since my renovation! I would be hard-pressed to even find the book!
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😎😎😎
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You go Brian. I still use cash and write checks! 💲💲💲 Yep, there are simply some old money habits that’s hard for me to break. 💰 I also notice that cashiers taking money cannot count your change back manually without a calculator should they punch in the incorrect amount on the cash register. 😲
I actually had a young cashier make that mistake and called her manager over. I told them that I gave her $20.01 for a 9.91 purchase. I told her that she only needed to give me $10.10. I stood there for almost 5 minutes while she tried to figure it out on her smartphone’s calculator. Finally, the manager says, “Just give her what she said.” I told them I was not trying to get over on them, but c’mon now, a rocket scientist I am not. Sometimes, I wonder just how much technology is dumbing us down on common stuff. UGH! 😝
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Oh technology is definitely dumbing us down. And yes, I still write checks and balance my checkbook too. Old school!!! Ha, ha. YOu should have told us Kym that you were a Rocket Scientist. Wow. I’m so intimidated now. Ha, ha.
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🤣😝😂 Oh yeah Brian, Rocket Scientist! 🚀👩🏼🚀🚀 I guess I better keep that one under wraps eh? 😜
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I thought you’d like that one. Rocket Scientist! Keeping it hidden from us all. 🤣🤣🤣😎😎🚀🚀
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I think I am keeping that fact hidden from myself Brian! Space…the final frontier? Nah, I’m good!!! 🤣🪐🌍🌌👩🏼🚀
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Such were the best methods. It surely does teach life long lessons
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Nice
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I use both. Back in the days when my budget was tighter I used ti get a set amount of cash out weekly and when there was no more in my purse, then I stopped spending. It’s more difficult to control spending with a card for me. Fortunately my budget is higher and I resist impulse buys more as I get older. I always have some back up cash with me “just in case”. I cover budgeting on my blog occasionally too.
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😎😎😎
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